A borrower is eligible to apply for cosigner release after 36 consecutive months of full payment. They must be the age of majority (16-21 years old, depending on the state in which they live) and meet the current underwriting criteria under the loan program at the time of applying for cosigner release.

Adding a cosigner with good credit may help you qualify and get a lower rate.

Enroll in automatic payments to receive a 0.25% interest rate reduction

The only lender with a Social Mission – you book a loan, we help build a school.

Grace period deferment is available if you graduated this year and your loans are currently in grace period deferment.

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You must be at least 18 years or the age of majority in your state of residence

You must be enrolled in a degree-granting program at an approved school or institution for at least half time

All U.S. states are eligible if you are a U.S. citizen or permanent resident, but international students can apply with U.S. co-signer

Students attending four-year, Title IV public or private institutions are eligible

We just need to know your school name

What school are you attending?